“ANALYSIS OF THE IMPLEMENTATION OF QARDH WAL IJARAH CONTRACTS IN UMRAH BAILOUT FINANCING: A CASE STUDY ON THE MITIGATION OF NON-PERFORMING RECEIVABLES IN ISLAMIC FINANCIAL INSTITUTIONS”, MUJAHADAH, vol. 1, no. 2, pp. 105–119, Mar. 2026, Accessed: Apr. 05, 2026. [Online]. Available: https://journal.diwafasalfasejahtera.com/mujahadah/article/view/19