“ANALYSIS OF THE IMPLEMENTATION OF QARDH WAL IJARAH CONTRACTS IN UMRAH BAILOUT FINANCING: A CASE STUDY ON THE MITIGATION OF NON-PERFORMING RECEIVABLES IN ISLAMIC FINANCIAL INSTITUTIONS” (2026) MUJAHADAH : Jurnal Ilmu Multidisiplin, 1(2), pp. 105–119. Available at: https://journal.diwafasalfasejahtera.com/mujahadah/article/view/19 (Accessed: 5 April 2026).