ANALYSIS OF THE IMPLEMENTATION OF QARDH WAL IJARAH CONTRACTS IN UMRAH BAILOUT FINANCING: A CASE STUDY ON THE MITIGATION OF NON-PERFORMING RECEIVABLES IN ISLAMIC FINANCIAL INSTITUTIONS. (2026). MUJAHADAH : Jurnal Ilmu Multidisiplin, 1(2), 105-119. https://journal.diwafasalfasejahtera.com/mujahadah/article/view/19