ANALYSIS OF THE IMPLEMENTATION OF QARDH WAL IJARAH CONTRACTS IN UMRAH BAILOUT FINANCING: A CASE STUDY ON THE MITIGATION OF NON-PERFORMING RECEIVABLES IN ISLAMIC FINANCIAL INSTITUTIONS. MUJAHADAH. 2026;1(2):105-119. Accessed April 7, 2026. https://journal.diwafasalfasejahtera.com/mujahadah/article/view/19